PAYMENT METHODS
To proceed with the payment, the Client must follow each and every one of the instructions that are shown on the corresponding page of the Bionobo payment process. The payment of the products and possible shipping costs can be made by credit or debit card), PayPal or Klarna payments.
Prepayment methods (credit or debit card, Klarna, PayPal) will be subject to verification and authorization by the issuing entities, but if the payment is not authorized, the order may be rejected. The charge for the price of the products and the costs of the shipping service (if applicable) will be made at the time of formalizing the order.
PAYMENTS WITH KLARNA (3 INSTALLMENTS) .
Klarna Payments is the Klarna product that allows you to add any of the Klarna payment methods to your payment page. Including the methods of payment in parts, subsequent payment, financing or direct payment.
The product is customizable to fit your specific checkout flow and layout. Optimized to offer easy integration and outsource any user interaction required for your customers to complete a purchase with a Klarna payment method.
CARD PAYMENT (SSL)
As an electronic payment system, Bionobo® has an electronic commerce payment gateway, through which all the data provided is hosted on a secure server certified according to the "Secure Socket Layer" (SSL) protocol, so they are encrypted for ensure their maximum security. In no case will the data provided by the Clients through the payment gateway be stored, and they will only be kept while the purchase is made, the payment is made and until the withdrawal period has elapsed.
PAYMENT BY CARD IN 1 CLICK (PAYPAL)
In addition, we have included the PAYPAL standard for greater comfort and agility in your purchases. Therefore, now you can make the payment by writing your card details and save them to enjoy 1-click payment on your future purchases.
Bionobo® does not store or transmit credit or debit card data. The data is sent through an encrypted and secure channel to the PAYPAL platform.
Security policy
All transaction information transmitted between this site and PAYPAL's systems is encrypted using 256-bit SSL certificates. All cardholder information is transmitted encrypted and all messages sent to its servers from PAYTPV are signed using SHA hashing to prevent manipulation. The information that is transmitted to PAYPAL's servers cannot be examined, scanned, used or modified by any third party that gains access to confidential information.
Data encryption and storage
Once in PAYPAL's systems, confidential information is protected using 1024-bit encryption standards. The encryption keys are kept in volatile high-security systems with double authentication, making their extraction impossible. Banks, security agents and banking entities carry out audits regularly to guarantee the protection of data.
Systems security
PAYPAL systems are scanned quarterly using specific ISO tools, an independent Qualified Security Assessor (QSA) and an Approved Scanning Vendor (ASV) by payment card brands
PAYPAL is also audited annually against the Payment Card Industry Data Security Standards (PCI DSS) and is a fully approved Tier 1 payment service provider, which is the highest level of compliance.
Links with banks
PAYPAL has several private links to banking networks that are completely independent of the Internet and do not traverse any public access network. All cardholder information sent to banks and all authorization messages sent in response are protected and cannot be tampered with.
Internal security
PAYPAL is audited in access controls to production environments. The data centers where the systems are housed operate in accordance with the requirements for Tier III centers. In this way it is guaranteed that security is not put at risk at any time. There are sophisticated alarm systems, CCTV surveillance and security guards present 24 hours a day, 7 days a week at the facilities, as well as rigorous monitoring and maintenance. All customer card and transaction information is protected even from our own employees.
Disaster recovery
PAYPAL has Backup systems hosted in different countries to guarantee optimal system security and high availability. It also has a comprehensive business continuation and disaster recovery policy.
