PAYMENT METHODS

To proceed with the payment, the Customer must follow each and every one of the instructions shown on the corresponding page of the payment process in Bionobo. The payment of the products and possible shipping costs can be made by credit or debit card), PayPal or Klarna payments.

Prepaid methods (credit or debit card, Klarna, PayPal) will be subject to checks and authorizations by the issuing entities, but if the payment is not authorized, the order may be rejected. The price of the products and the costs of the shipping service (if any) will be charged at the time of placing the order.

PAYMENTS WITH KLARNA (3 INSTALLMENTS) .

Klarna Payments is the Klarna product that allows you to add any of Klarna's payment methods to your checkout page. Including payment methods in installments, post payment, financing or direct payment.

The product is customizable to fit the flow and design of your specific checkout. Optimized for easy onboarding and outsourcing any user interaction required for your customers to complete a purchase with a Klarna payment method.

PAYMENT WITH CARD (SSL)

As an electronic payment system, Bionobo® has an electronic commerce payment gateway, through which all the data provided is hosted on a secure server certified according to the “Secure Socket Layer” (SSL) protocol, by which are encrypted to guarantee the maximum security of the same. In no case will the data provided by the Clients through the payment gateway be stored, and they will only be kept while the purchase is made, the payment is made and until the withdrawal period has elapsed.

PAYMENT WITH CARD IN 1 CLICK (PAYPAL)

In addition, we have included the PAYPAL standard for greater comfort and agility in your purchases. Therefore, now you can make the payment by writing your card details and save them to enjoy the payment in 1 click on your future purchases.

Bionobo® does not store or transmit credit or debit card data. The data is sent through an encrypted and secure channel to the PAYPAL platform.

Security Policy

All transaction information transmitted between this site and PAYPAL's systems is encrypted using 256-bit SSL certificates. All cardholder information is transmitted encrypted and all messages sent to their servers from PAYTPV are signed using SHA hashing to prevent tampering. The information that is transmitted to the PAYPAL servers cannot be examined, scanned, used or modified by any third party that obtains access to confidential information.

Encryption and data storage

Once in PAYPAL's systems, confidential information is protected using 1024-bit encryption standards. The encryption keys are kept in highly volatile security systems with double authentication, which makes their extraction impossible. Banks, security agents and banking entities regularly carry out audits to guarantee data protection.

System security

PAYPAL systems are scanned quarterly using specific ISO tools, an independent Qualified Security Assessor (QSA) and Approved Scanning Vendor (ASV) by payment card brands

PAYPAL also undergoes an annual Payment Card Industry Data Security Standards (PCI DSS) audit and is a fully approved Tier 1 Payment Service Provider, which is the highest level of compliance

Links with banking entities

PAYPAL has several private links with banking networks that are completely independent of the Internet and do not traverse any publicly accessible network All cardholder information sent to banks and all authorization messages sent in response are protected and cannot be manipulate.

Internal security

PAYPAL is audited in access controls to production environments. The DPCs where the systems are housed operate in accordance with the requirements for Tier III centers. This ensures that security is not compromised at any time. There are sophisticated alarm systems, CCTV surveillance and security guards, present 24 hours a day and 7 days a week at the facilities, as well as rigorous monitoring and maintenance. All customer card and transaction information is protected even from our own employees.

Disaster recovery

PAYPAL has backup systems hosted in different countries to guarantee optimal system security and high availability. It also has a full disaster recovery and business continuation policy.

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